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Vehicle Hire Insurance Options

We are vehicle hire insurance specialists

Imagine not being to work, due to illness or an accident, your business ceased trading, or your vehicle was stolen or written off, Westmid can offer you payment protection plans and vehicle hire insurance products to cover you for any of these eventualities.

West Midland Vehicles Ltd is an appointed representative of Premia Solutions Ltd who are fully authorized and regulated by the FSA (financial services authority). This enables us to offer you the customer the following vehicle hire insurance:

For more information on any of our insurance products please contact us

For more information on any of our vehicle hire insurance products please contact us

Gap Vehicle Hire Insurance

If the unthinkable happens, and your vehicle is written off or stolen, there can be a disparity between what you owe the finance company, and what the insurance company offer you as a settlement. Gap vehicle hire insurance covers this disparity up to the amount of £5000, for the duration of your contract. This vehicle hire insurance offers piece of mind and is available to Westmid customers for just a few pounds per month. This figure can be built into your monthly payment, and covers you for the total duration of your contract (up to 5 years).

Payment Protection Insurance

For just a few pounds per month extra on your contract, we can offer you payment protection insurance. This will cover your monthly payments for up to 12 months if you are unable to work due to accident or illness. This can be particularly beneficial to sole traders who may be concerned about taking on the commitment of a finance agreement. The payment protection also covers your payments if you cease trading or are made redundant. In the unlikely event of your death, the insurance will pay off your outstanding balance (including any balloon). In addition to these, in the event of you suffering from a critical illness the insurance will pay off your outstanding balance (including any balloon) up to £5000.

Return to Invoice Insurace

If your vehicle is written off or stolen, your insurance company will only pay out the current market value for the vehicle, not the amount you originally paid, thus not giving you enough to purchase the same vehicle again. Return to Invoice Insurance, pays the difference between the insurance payout and the original purchase price, thus enabling you to obtain a similar vehicle to what you started with. The maximum payout is £10000 or £20000 and you can be covered for up to three years.